Flexible financing options for our customers
Your HVAC replacement or repair shouldn’t have to wait.
Get the comfort you need today with flexible payment plans designed to fit your monthly budget: no hidden fees or down payments, just easy approvals.
Financing has its perks
Budget-friendly
Keep your savings intact. Spread the cost of large investments over low monthly payments!
Instant decisions
Don’t wait days for the bank. Our partners provide credit decisions in minutes, so we can get to work.
Zero-down options
All of our plans require $0 down, making it easier than ever to start your project.
Special financing for high-efficiency purchases
- Best for: Low interest, flexible monthly payments
- Term: Up to 60 months
- Interest: 0% if paid in full
- Approval: Standard credit check. You can apply using the Wells Fargo link below! ** This is a hard credit pull.
- Payments as low as $200 per month
Standard financing for any system replacement
- Best for: Lowest monthly payment
- Term: Up to 120 months
- Interest: Competitive fixed rates
- Approval: Prequalify today using the Greensky link below! ** This is a soft credit pull.
- Payments as low as $140 per month
Standard financing for any system repair
- Best for: Repairs
- Term: Up to 70 months
- Interest: Low-interest options
- Approval: Prequalify today using the Greensky link below! ** This is a soft credit pull
- Payments as low as $50 per month.
Frequently asked questions
Will this affect my credit score?
It depends on which path you choose! We believe in being 100% upfront so you can make the best choice for your financial health:
GreenSky uses a ‘soft pull’ to pre-qualify you. This means you can see your monthly payment options without any impact on your credit score.
Wells Fargo performs a ‘hard pull’ as part of their standard application process. This is a formal inquiry that will show up on your credit report, which is typical for opening a new line of credit or a retail credit card.
Our Advice: If you’re just ‘window shopping’ for rates, start with GreenSky!
What does ‘subject to credit approval’ mean?
In short, it means our lending partners need to take a quick look at your financial ‘resume’ (your credit history) to make sure they can offer you a loan responsibly.
Think of it like a rental application—the bank wants to confirm your ability to handle the monthly payments before officially signing off on the funds. The good news? Our ‘pre-qualification’ process uses a Soft Credit Pull, which means you can see your estimated rates without it affecting your credit score at all.
Can I pay it off early?
There are absolutely no prepayment penalties with any of our lenders.
Still have questions? Let's chat.
Choose the right path for you
Wait! Before you click…
We offer two primary financing partners to ensure you get the best fit for your project. Here is how they handle your credit:
Option 1: GreenSky (The "No-Risk" Check)
- Credit Impact: None. This is a “Soft Pull.”
- Best For: Browsing your options or checking your eligibility without any impact on your credit score.
Option 2: Wells Fargo (The "Project Ready" Check)
- Credit Impact: Hard Pull. This will appear on your credit report and may slightly affect your score.
- Best For: When you are ready to move forward with a specific plan and want to secure a formal line of credit.
Have questions about financing?
We believe everyone deserves a comfortable home at a price they can afford. If you’re unsure which option is right for you, give our team a call at 479-899-7415. We’re happy to walk you through your options!
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